Uber's services have revolutionized modern travel. With a simple tap on your smartphone, you can request a ride within minutes, making it incredibly convenient. As convenient as Uber is, it’s not without its risks. Crashes can still take place, and when they do, passengers may suffer injuries.
This article explores the most common injuries in Uber-related accidents, the process of determining fault, as well as the legal process for compensation.
Common Uber Injuries
When riding in an Uber, many different types of injuries, particularly when the vehicle is in an accident. Some of the most common injuries that occur include:
Cervical Strain: Whiplash often results from rear-end crashes, causing pain and limited mobility. The symptoms may take time to surface.
Fractures: Broken bones are common in severe crashes. Such injuries often require long recovery periods and surgery.
Concussions and Brain Trauma: From mild concussions to severe TBIs, head injuries can vary in severity. Head injuries can affect cognition and health for a long time.
Spine Injuries: Accidents can cause serious spinal issues, including disc herniation and paralysis. These types of injuries often need extensive medical intervention.
Soft Tissue Injuries: Muscle injuries, including sprains and tears, often occur. Though less visible, they can cause significant discomfort.
Severe Scratches and Lacerations: Broken glass and debris often cause lacerations. Such cuts may need immediate medical attention, including surgery.
Figuring Out Fault in Uber Injury Cases
Understanding who is liable in an Uber injury case is often complex. Various individuals and entities could be held accountable. The responsible party could be the Uber driver, another vehicle, or someone else.
Uber’s Driver: The Uber driver can be responsible for any injuries if they were at fault. Common causes include distracted driving or breaking traffic laws.
A Different Driver: If another motorist causes the crash, they could bear the blame.
Uber’s Liability: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. Uber offers up to $1 million in liability coverage during active rides.
Other Third Parties: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. In these cases, more than one party might share liability.
What Uber’s Insurance Covers in Accidents
Uber provides different levels of insurance depending on the status of the trip. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.
Driver Offline: When the driver is offline, their personal insurance is responsible.
Driver Available for Rides: Uber provides limited insurance coverage when a driver is available but not carrying passengers. This includes up to $50,000 per person for injuries and $25,000 for property damage.
Driver En Route or During a Ride: Once the driver is picking up or transporting a passenger, Uber offers much uber injury protection higher coverage. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.
How to File a Legal Action for Uber Injuries
In severe injury cases, legal action might be the best option if insurance fails. Legal action may result in financial recovery for hospital bills, lost income, and more.